Des Browe, a self-employed landlord from Oldham
“One of my remortgages was really tricky, but Trussle were fantastic.”
I found Trussle online after my usual broker let me down. He wouldn’t get back to me. Trussle’s fee-free, so I thought I’d give them a go.
One of my mortgages was really tricky. I’m a landlord with five properties, including my home. I bought the house I live in now as a buy-to-let, and once we’d made improvements we decided it was better than the one we were living in and so wanted to move into it.
We needed to change the mortgage from a buy-to-let to a residential one. The first challenge was that I’m self-employed and the criteria is a lot stricter with lenders.
The second challenge was that lenders won’t just swap your buy-to-let mortgage over to a residential one. It was much trickier than I expected and it took a lot of work by Trussle to get it resolved.
My other remortgage, one of my buy-to-lets, was completely stress-free.
Trussle was fantastic. The communication was great – they always got back to me when they said they would – and they had the expertise.
Applying online is simple and straightforward. You upload your details through Trussle's portal and they contact you directly.
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Your home could be repossessed if you don't keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.