Free Online Mortgage Broker

Your free online Mortgage Broker

We save our customers thousands of pounds, all without a single fee. Customers saved an average of £565 a month in March 2024.

Your path to home ownership

Purchase Remortgage

Begin your homeownership journey with a single click. You’ll receive your personalised mortgage in principle quicker than you think.

Your mortgage adviser works with you to find the right mortgage for your needs—no surprises or hidden fees. Confidently choose your mortgage.

Our mortgage submission process is streamlined and straightforward. We handle the complexities, you sit back and relax.

Get matched with a surveyor and conveyancer and breeze through your home-buying paperwork. SmartBuyer is a fee-based add-on service that connects you with the right experts and offers flexible payment options to complete your legal work fast.

Finalise your mortgage with the peace of mind of a dedicated homeownership team. We manage the details so you can focus on moving into your new home.

Reviews

Join thousands of homeowners who got a mortgage with Better.co.uk

"Great service, takes away the stress of sourcing a new mortgage provider and the feeling of missing out on a better deal. All aspects of my remortgage was explained to me and I was even gifted £50 for using the service. Genuinely would recommend to anyone looking for a new/better mortgage deal."

Perdip Sangra
Remortgage

"Tom Lewis and Amanda Baker have been absolutely amazing throughout our process. They have helped us through every question and query we had as first time buyers. They constantly kept us in the loop of each stage and worked consistently and quickly throughout. We honestly can’t fault the work that they have done. Our experience has been so much less stressful with the two of them involved."

Georgia Parfitt
Mortgage

"Charlie Kirby took care of my renewal of landlord insurance. Looked for the best rates. Best insurance brokers (Better.co.uk) by far. Honest, friendly and trustworthy. Thank you Charlie you are a great asset to the company, provided excellent customer service. Every mortgage advisor who work for this broker are simply outstanding and provide best customer service. really appreciate everyone’s hard work! Highly recommend!"

Qumar Begum
Insurance

Mortgage tools

Tools

Mortgage calculator

Find out how much you could borrow and what your monthly repayments are likely to be.

Tools

Compare mortgage rates

Easily find and compare the most up-to-date, best and cheapest mortgage rates and offers.

Tools

Mortgage-in-Principle

Apply for a Mortgage in Principle with Better.co.uk to take your first step onto the property ladder.

Complete guides

Mortgage

First-time buyer

Read helpful guides on buying your first home, see the latest mortgage rates and more.

Mortgage

Next-time buyer

Moving up the property ladder? Discover mortgage tips and advice for a smooth homebuying process.

Mortgage

Buy to let

Costs, taxes, and profit-making: learn all you need to know about buy-to-let mortgages here.

Remortgage

Remortgages

From capital raise to switching lenders, learn how to remortgage quickly and efficiently.

Insurance

Explore guides on mortgage protection insurance, understand its benefits, and find the best option for your needs.

Compare mortgages

Easily find and compare the most up-to-date, best and cheapest mortgage rates and offers.

Mortgage calculator

Find out how much you could borrow and what your monthly repayments are likely to be.

Mortgage in Principle

Apply for a Mortgage in Principle with Better.co.uk to take your first step onto the property ladder.

Important info & marketing claims

You may have to pay an early repayment charge to your existing lender if you remortgage. Your savings will depend on personal circumstances. Your home may be repossessed if you do not keep up repayments on your mortgage. *The savings figure of £506 is based on Better.co.uk remortgage customers in December 2023. Read more on our marketing claims page. We can't always guarantee we will be able to help you with your mortgage application depending on your credit history and circumstances. Average mortgage decision and approval times are based on Better.co.uk's historic data for lenders we submit applications to. Tracker rates are identified after comparing over 12,000 mortgage products from over 100 mortgage lenders. As of January 2023, Better.co.uk has access to over 100 lenders. This number is subject to change. For buy-to-let landlords, there's no guarantee that it will be possible to arrange continuous letting of a property, nor that rental income will be sufficient to meet the cost of the mortgage.