Latest blog articles
Prices of new-builds have risen 5% more than other homes in the last five years
12th November 2019
"If you fancy buying a newly built home, you might have to dig a little deeper. The typical price of new-build homes is rising at a faster rate than the rest of the market."
What is a mortgage adviser? How they help you find the most suitable deal
11th November 2019
"A mortgage adviser (or broker) is a regulated mortgage expert who'll assess your options and help guide you through the process of getting a mortgage."
5 ways to resolve an endowment mortgage shortfall
7th November 2019
"If you have an endowment mortgage shortfall, you need to take action. If you don’t, you’ll still owe the lender the amount you originally borrowed when you come to the end of your mortgage term."
Where UK house prices have risen by 171% and dropped by 1% since 2005
6th November 2019
"We analysed the average UK house prices of 380 local authorities from January 2005 to July 2019 using data provided by HM Land Registry. Kensington and Chelsea, along with Shetland, have experienced the highest house price growth."
Mortgage prisoners could now move to better deals
4th November 2019
"Under new rules, announced by the Financial Conduct Authority, lenders will be able to use more lenient affordability tests for borrowers who are currently trapped on expensive rates and want to move to a new deal."
The first-time buyer boom
30th October 2019
"The number of first-time buyers getting the keys to their new home has reached its highest monthly level since August 2007. That was the same year that house prices in the UK were at their peak."
What to do if your mortgage lender is seeking to repossess your home
21st October 2019
"If you get behind with your mortgage payments, and don’t pay your arrears, your lender might apply to court to repossess your home. If you’re in this position, don't panic. You might be able to stop your home from being repossessed."
Who looks out for your rights as a mortgage borrower?
18th October 2019
"Taking out a mortgage is a huge financial commitment. We look at the five regulatory bodies who’ve got your back."
Why mortgage fraud never pays
16th October 2019
"Taking out a mortgage based on a false income can have serious repercussions. The borrower might not be able to afford their mortgage, which could lead to their home being repossessed. They could also be reported to the police and prosecuted."
Can you rent out your house with a normal residential mortgage?
15th October 2019
"Most residential mortgages don't allow homeowners to rent out their property. So you'll need to check the terms of your mortgage first, or speak with your lender if you're not sure."