What is a government scheme?

Government schemes have been put in place to help prospective first-time buyers finally get onto the property ladder. They are particularly aimed at those who might be struggling to afford the hefty deposit that comes with buying a new home.

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Help To Buy

Help to Buy is a government scheme aimed at those who are finding it hard to save enough money to buy their first home or move up the property ladder.

Market share

Lifetime ISA

A Lifetime ISA (also known as a LISA) is a tax-free savings account that can help first-time buyers buy their own home, or can be used to save for retirement.

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Right to Buy or Acquire

Right to Buy and Right to Acquire are schemes aimed at helping council and housing association tenants to buy the home they currently live in at a significant discount.

Our government scheme guides

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Your home could be repossessed if you don't keep up repayments on your mortgage.

You may have to pay an early repayment charge to your existing lender if you remortgage.

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