Latest blog articles

Where UK house prices have risen by 171% and dropped by 1% since 2005

"We analysed the average UK house prices of 380 local authorities from January 2005 to July 2019 using data provided by HM Land Registry. Kensington and Chelsea, along with Shetland, have experienced the highest house price growth."

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Mortgage prisoners could now move to better deals

"Under new rules, announced by the Financial Conduct Authority, lenders will be able to use more lenient affordability tests for borrowers who are currently trapped on expensive rates and want to move to a new deal."

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The first-time buyer boom

"The number of first-time buyers getting the keys to their new home has reached its highest monthly level since August 2007. That was the same year that house prices in the UK were at their peak."

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What to do if your mortgage lender is seeking to repossess your home

"If you get behind with your mortgage payments, and don’t pay your arrears, your lender might apply to court to repossess your home. If you’re in this position, don't panic. You might be able to stop your home from being repossessed."

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Who looks out for your rights as a mortgage borrower?

"Taking out a mortgage is a huge financial commitment. We look at the five regulatory bodies who’ve got your back."

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Why mortgage fraud never pays

"Taking out a mortgage based on a false income can have serious repercussions. The borrower might not be able to afford their mortgage, which could lead to their home being repossessed. They could also be reported to the police and prosecuted."

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Can you rent out your house with a normal residential mortgage?

"Most residential mortgages don't allow homeowners to rent out their property. So you'll need to check the terms of your mortgage first, or speak with your lender if you're not sure."

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Should you get a home equity loan?

"While it could be more cost-effective to remortgage your home if you need some cash, there are some cases when getting a home equity loan could be a more suitable option."

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First-time buyer looking for the best mortgage lender? Why it’s all about the deal

"If you’re a first-time buyer you might be wondering who the best mortgage lenders are. But if you’re looking for a suitable mortgage, it’s much more important to look for the most suitable deal for your circumstances."

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Mortgages for single parents - what you need to know

"Whether you’ve just become a single parent having been in a relationship and want to know what’ll happen to your joint mortgage, or you’re a single parent hoping to get a mortgage, we explore your options."

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