What is a tax calculation?

A tax calculation statement (SA302) is a document from HMRC that shows how much you earn.

It’s based on your Self Assessment tax return from the last financial year.

Do I need an SA302 to apply for a mortgage?

If you’re self employed you’ll need a tax calculation to prove your earnings when applying for a mortgage.

Some lenders will consider using the company accounts for Ltd company directors or partnerships.

Your tax calculation will help lenders decide if you can afford the mortgage you’re applying for and whether they’re happy to lend to you. 

Where to find your tax calculation

You can find your tax calculation on the HMRC website.

How to print your tax calculation

You can print out your tax calculation on the HMRC website.

To do this you’ll need to log in with your user ID and password, which you can set up by registering for HMRC’s online portal.

Follow the steps below to find and print your tax calculations.

Once you have login details and have logged into your account, you’ll be sent an ‘Access token’ number. This is so that you can confirm your identity. 

On the ‘Choose a way for us to identify you’ choose ‘I don’t have any of these’ and click ‘Continue’ to move onto the next page.  

At the ‘We’re unable to confirm your identity’ page select ‘continue’.

You should then reach your tax account page.  Select ‘self assessment’

On the ‘Your personal tax account: Self assessment’ page select ‘View your tax returns’.

Next, select the tax year you need and hit 'Go'

The system will then drop in the details of your return for that year. Select ‘View return’

You’ll then be taken to a page showing a breakdown of your tax return figures. Select ‘print your full calculation’

How to print out your tax year overview

In the menu on the left, select ‘View account’.

From the list, choose the tax year you want to look at, hit  ‘Go’ 

Then select ‘Print your tax year overview’

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